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Featured VA Assumable Properties
$490,000
2 beds • 1 full bath • 740 sqft
2754 Kuilei Street #1801
Honolulu, HI 96826
Approximate Timeframe for Major Loan Providers
FHA & VA Fee Updates: What They Mean for Assumable Loans
The Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA) have introduced significant updates to the fees associated with assumable loans, aimed at aligning with market conditions and improving processing efficiency. The FHA has doubled its allowable processing fee for assumable loans, increasing it from $900 to $1,800, while the VA has introduced a locality variance to its assumption fees. These changes are designed to better compensate loan servicers, incentivize faster processing, and provide benefits to buyers and sellers in today’s high-interest rate environment, making assumable loans an attractive option for many.
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