This is how getting pre-approved shapes your home-buying journey.
Why is getting pre-approved important even if you can’t qualify? The pivotal initial step in your home-buying journey involves obtaining pre-approval for a mortgage. When you’re pre-approved, a lender assesses your financial details to determine the maximum loan amount for which you qualify. This process not only offers a clear understanding of your affordability but also assists in setting realistic expectations for your home search.
But what if you’re currently unable to qualify for a mortgage? Even in this scenario, undergoing the pre-approval process remains incredibly beneficial. It enables you to pinpoint areas in your financial profile that require improvement. By gaining insights into your current financial status, you can proactively enhance your credit score, minimize debt, or bolster your savings.
Call or email us, and let’s collaborate on crafting a personalized plan tailored to your needs. When the timing aligns, we’ll be here to guide you toward finding your dream home.
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A Little Bit About Our Agent Monika Fernandez
Have you ever calculated the net proceeds you would get from selling your home? Whether you want to sell or you’re not sure, it’s helpful to know how much money you might gain from your sale. Unfortunately, many people end up disappointed because they calculate this number incorrectly. There’s a formula to help you get your estimate, and I’m here to show you how to use it the right way. To find out more, watch my latest video.
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