This is how getting pre-approved shapes your home-buying journey.
Why is getting pre-approved important even if you can’t qualify? The pivotal initial step in your home-buying journey involves obtaining pre-approval for a mortgage. When you’re pre-approved, a lender assesses your financial details to determine the maximum loan amount for which you qualify. This process not only offers a clear understanding of your affordability but also assists in setting realistic expectations for your home search.
But what if you’re currently unable to qualify for a mortgage? Even in this scenario, undergoing the pre-approval process remains incredibly beneficial. It enables you to pinpoint areas in your financial profile that require improvement. By gaining insights into your current financial status, you can proactively enhance your credit score, minimize debt, or bolster your savings.
Call or email us, and let’s collaborate on crafting a personalized plan tailored to your needs. When the timing aligns, we’ll be here to guide you toward finding your dream home.
Ready To Find Out How Much Your Home Is Worth?
With over 25 year of Real Estate experience we’ll give the most accurate home evaluation in the market today.
Follow Us On Social Media
Looking For A Home in Hawaii?
Exploring the World of Certified Pre-Owned Homes: What You Need To Know
Are you trying to enter a real estate transaction with a “used” home? We like to call this a certified pre-owned home, which is a term we got from the auto industry. If you’re entering this kind of transaction, there are 10 things you need to focus on. Today, we’re here to share the top three. To learn more about this, watch our short video.
Say Goodbye to High Initial Mortgage Payments: Introducing the 2-1 Buydown!
Do you want to buy a new home and wished there was a way to pay less for the initial mortgage payments? If so, there’s a mortgage loan option that will turn your home-buying plans into reality: the 2-1 buydown program. What is it, and how will it help you save on costs? Today, we will talk about how it works and how it can help buyers. To hear more about the 2-1 buydown, watch this short video.