This is how getting pre-approved shapes your home-buying journey.
Why is getting pre-approved important even if you can’t qualify? The pivotal initial step in your home-buying journey involves obtaining pre-approval for a mortgage. When you’re pre-approved, a lender assesses your financial details to determine the maximum loan amount for which you qualify. This process not only offers a clear understanding of your affordability but also assists in setting realistic expectations for your home search.
But what if you’re currently unable to qualify for a mortgage? Even in this scenario, undergoing the pre-approval process remains incredibly beneficial. It enables you to pinpoint areas in your financial profile that require improvement. By gaining insights into your current financial status, you can proactively enhance your credit score, minimize debt, or bolster your savings.
Call or email us, and let’s collaborate on crafting a personalized plan tailored to your needs. When the timing aligns, we’ll be here to guide you toward finding your dream home.
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Thanksgiving Joy: Join Us for a Pie Party at Team Lally Office!
Mark your calendars for our Thanksgiving Pie Party at Team Lally Office in Kapolei on November 21, from 4 p.m. to 6 p.m. Enjoy tasty treats, karaoke, and live music by Howard Nett & Overcrowded Avenue! Also, this Thanksgiving, we hope you share the love with the Humane Society, an organization that aims to end the cruelest practices towards animals by making a donation. To hear more details about the holiday event and how to donate, watch this short video.